Golden Rule

 
 
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Golden-Rule

All about Golden Rule

The Golden Rule is a leading United Health care Company, which provides health insurance products to individuals with the mission to deliver high quality customer service and promote the health and well-being of their customers. These qualities have lead the Golden Rule to gain a reputation which placed it among the top 50 companies in the health care sector and has maintained a consistency over the past 5 years in a row being the leading individual in providing quality services to all its customers.

Golden rule has invented many different products and services for the health insurance and financial services customers, Wherein the health insurance is covered for individuals and as well as for families like Health savings account, High Deductible plans and Copay Plans.

The company provides you the best products. It also take care that one need not to think a lot about the product because the products are designed or planned in flexible fashion. It designs the plan in such a way that some amount of money can be saved. That is the reason Golden Rule has got the good ranking for their hard work and prompt, it has rated as A by the A.M Best and A+ by the Standard & Poor's.


Tell us what you think ! Let us know the Strengths and Weaknesses of Golden Rule ! Write unbiased opinions,share them with other customers and help them choose the best plan !

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Rate on a scale of 1 to 5, with 5 being the best

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By Brandy
Location Villa RIca,Georgia
Type of Insurance Health Insurance
Date: 08-31-2010
   
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1)Pre-existing riders right from the start - fine... 2)Premium increased $200 each year for two years - dealt with that... 3)Have gone over 24 months with no problems but underwriting will not remove pre-existing riders - NOT FINE! POLICY CANCELLED!!!.
 
By J Sanders
Location Winter Haven,Florida
Type of Insurance Health Insurance
Date: 07-21-2010
   
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Cost
Customer Services
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Summary
Waiting period is a HUGH weakness!!!!! They do not fully disclose all the time you have to wait before they will cover certain things..
 
By jim
Location Plainfield,Illinois
Type of Insurance Health Insurance
Date: 02-05-2010
   
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Summary
I bought what is essentially disaster coverage with hardly any benefits and a huge deductible. I never had a claim and yet they had the audacity to increase my premium 20% after one year. No thanks..
 
By Jackson Poyner
Location Euless,Texas
Type of Insurance Health Insurance
Date: 01-15-2010
   
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I have had so many problems with Golden Rule, I would not buy their insurance again if they gave it to me free..
 
By f
Location Wynnewood,Pennsylvania
Type of Insurance Health Insurance
Date: 10-05-2009
   
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Summary
Hello, I spent 20 min on the phone with goldenrule and was put on hold for 15 out of 20 min. When I finally spoke to the woman she was rude and then put me hold and then hung up on me, it was one of the worst customer service experiences of my life. This is a horrible website too!.
 
By
Location Portsmouth,Alabama
Type of Insurance Life Insurance
Date: 09-12-2009
   
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Customer Services
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Summary
Too many Shills on this site, there is no way they canreceive perfect reveiws give me a break.
 
By
Location Big Bear,California
Type of Insurance Health Insurance
Date: 09-12-2009
   
Coverage
Cost
Customer Services
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Summary
I've had Golden Rule for a couple years now and its like not having health insurance at all, except for a price. They don't do a damned thing if you call them. They don't cover anything even when they are supposed to and they don't have any reliable list of Doctors. Most of the Docs I've seen in the last couple years won't even accept the insurance..
 
By Myra Ware
Location Tampa,Florida
Type of Insurance Health Insurance
Date: 06-23-2009
   
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Cost
Customer Services
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Summary
I sent in an application for 2 months insurance coverage for the months of July and August 2009. I called today to make sure my application and my payment for those two months had also been received. I spoke with them and was told they put me in for 1 month and was sending me a check for 1 month (which would have been August). When I questioned her, she said oh, we made a mistake. You did ask for 2 months!!! She WOULD NOT let me talk with a Supervisor and stated they would call me back in 24 HOURS. I am very concerned and nervous that this mistake will not be corrected. My Cobra ends June 30!! Also I am looking for Supplemental insurance with my Medicare in September and you can be assured it will not be with Golden Rule. Now I have to wait and HOPE she follows through with having a Supervisor call me!!!.
 
By
Location Milwaukee,Wisconsin
Type of Insurance Health Insurance
Date: 03-21-2008
   
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Summary
This company has very dicey sales practices, and they are DESPERATE for your money. Less than one minute after I entered my phone number into the form on their Web site, they called me; I'm not kidding. On the phone, they kept passing me around to different representatives, for no apparent reason, who talked 100 miles per hour. I specifically asked for dental insurance with my medical plan, and they offered me FACT, which is NOT insurance coverage--it is only a discount valid within a narrow network of providers. They attempted to make an audio recording of me answering their questions with "yes" or "no". But if you say an answer they don't want, they'll keep starting the recording over again. They finally gave up and passed me to someone who handles "problem customers" (aka "smart customers who ask questions"). When I asked about their coverage exclusions, they said I had to wait for them to send me a document disclosing that information. You should always be able to learn about specific coverage, exclusions and networks BEFORE you accept a plan...not afterwards. They are totally backwards and they just want your money, so avoid Golden Rule Insurance..
 
By Jake
Location chula vista,California
Type of Insurance Health Insurance
Date: 03-18-2008
   
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Cost
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Summary
I wanted a health insurance scheme that can cover me under a low cost and high deductible plan. Golden Rule satisfied me with much more advantage along with this including tax advantaged savings account. Thus they proved that they can cross my expectations and they were always successful in doing that. I would suggest you that if you want a plan that can help you to enjoy the co pay benefits, then there is no need of waiting more. You can easily get a policy with Golden rule..
 
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